Attention homeowners in Fairfield and Fairfield County: Need an appraisal?

Here are the top 7 reasons why CT homeowners hire Fairfield Appraisal Group, LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a CT property tax assessment
To reduce their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in CT by determining the true market value of real estate in question

Do you own a house in or near Fairfield? Do you need help deciding the price of your real estate?
Contact Fairfield Appraisal Group, LLC.

At Fairfield Appraisal Group, LLC, we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Fairfield Appraisal Group, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping consumers just like you do away with unneeded and unwanted PMI insurance.

Challenging Fairfield county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. That means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Fairfield Appraisal Group, LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Fairfield Appraisal Group, LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Fairfield Appraisal Group, LLC offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Fairfield Appraisal Group, LLC can help you with that. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.